In a small bowl, combine mayonnaise, ketchup, mustard, apple cider vinegar, smoked paprika, and onion powder. Whisk until smooth and creamy. Chill in the refrigerator.

In a mixing bowl, combine ground beef, salt, black pepper, and garlic powder. Mix gently until seasonings are evenly distributed.

Heat olive oil in a skillet over medium-high heat. Add seasoned beef and cook for 6-8 minutes until browned and fully cooked. Drain excess grease.

Divide shredded lettuce into serving bowls as the base. Top each with cooked ground beef.

Sprinkle cheddar cheese over beef, add dill pickle chips and chopped onion if desired, then drizzle chilled sauce over each bowl.

Serve immediately while fresh and warm.